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The 2025 VeriPlan User Guide helps you to understand how VeriPlan's integrated and self-learning financial and investment tools will model your particular financial situation across your lifetime. VeriPlan projects fully integrated scenarios of your income, expenses, debts, property, and investment portfolio within the context of the U.S. federal, state, and local income taxes that apply to you. VeriPlan presents your lifetime financial projections in clear graphics and data tables.
You can easily customize any of your personal data and settings in VeriPlan. After you make any modification, VeriPlan will automatically and instantaneously revise your complete lifetime projection. With VeriPlan's fully integrated "what if" financial modeling tools, you take control of your own financial, investment, and retirement planning.
Lawrence J. Russell is a California Registered Investment Adviser and the developer of the VeriPlan lifetime financial and investment planning software application. His background also includes corporate and start-up business management, long range planning, and investment management. The author holds a BS from M.I.T. (1975), MA from Brandeis University (1979), and MBA from Stanford University (1982).
His knowledge of personal financial planning and investing has been developed through:
* management of Lawrence J. Russell and Company, a California Registered Investment Adviser, where the author develops comprehensive lifetime financial and investment plans exclusively on a direct client-paid fee-only basis
* studying the finance research literature in depth for over a decade to find evidence of which financial planning and investment strategies work and which do not
* design and development of VeriPlan, which is comprehensive financial planning software that supports do-it-yourself development of lifetime financial and retirement plans
* twenty-five years of prior corporate and start-up management experience in the business development, product management, financial planning, corporate development, and investment functions, including seven years with Hewlett-Packard and seven years with Sun Microsystems