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Using the principles, concepts, tools and methods explained in "Paycheck to Paycheck, Crisis to Crisis" you can "Plan Your Way to Freedom".
The practical methods and real life examples will show you how to turn your financial life around from living paycheck to paycheck and crisis to crisis to first having a cushion and finally enjoying freedom from financial stress.
Borrowing from many perspectives of financial planning, Mel Clark tweaked them and developed his own unique views as he reinvented his financial life following divorce and bankruptcy.
Mel Clark writes about personal finance, retirement planning, and martial arts.
His blue-collar union family parents raised him and his two sisters in a wonderful environment for children.
However, the family was always in debt, always making payments, and never saving.
As a result, Mel feels called to share hard-won money lessons with working folks. He wants them to understand they can benefit from saving and investing.
They don't have to be rich to achieve financial independence.
He and his lovely wife Linda live near Virginia's Blue Ridge Parkway. They enjoy ballroom dancing, the occasional camping trip and a silly game called Bananagrams.
Mel is graduate of the United States Military Academy at West Point and the Darden School of Business at the University of Virginia.
