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The main goal of setting a personal budget is to spend less than you earn, know where your money spends, saves money and pays debt. You may feel sad when setting a personal budget, it is a process that is often associated with the weakness of the physical condition, and makes you feel that what you want will be out of reach. Do you have a desire to prepare a personal budget and manage it in a successful way? This summary addresses the usual challenges in managing personal finance, but unfamiliar. You will be surprised by the approach we will follow in how to set a budget, pouring in the interest of your goals.